What is Escrow?
This video explaining the escrow process when buying a home is part of Maureen’s first time home buyer guide. In the following short video Maureen will explain the escrow process, and how it helps to...
View ArticleWhat is the Difference Between a Short Sale and Bank Owned Homes?
Clients often ask me what the difference is between a short sale and a bank owned home or REO so I thought that it would be helpful to bullet point that for your information. In a short sale situation...
View ArticleFirst Time Buyer Programs in California
Shopping for a Mortgage? In theory, finding the right mortgage should be a fairly simple process, especially since there are fewer product options to choose from these days than there have been in the...
View ArticleHow Purchase Loans Are Made
A Step-By-Step Walkthrough to get you ready! Loan Search – Buyers should seek the advice of an experienced mortgage professional, like JMJ Financial. They will help determine which financing options...
View Article1st Time Home Buyer’s Program
Are you a first time homebuyer? I love first time home buyers because I understand just how stressful the home buying process can be. Not only are you moving into a new home which is at the top of the...
View ArticleWhat is Escrow?
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party...
View Article1st Time Home Buyer Program
Are you a first time home buyer? I love first time home buyers because I understand just how stressful the home buying process can be. Not only are you moving into a new home, which is at the top of...
View ArticleA Five Star Mortgage Professional
I have been blessed to have won for a second year in a row, the Five Star Mortgage Professional Award as seen in San Diego Magazine March, 2013 edition. The 5 Star award program is designed to identify...
View ArticleHome Loans for First Time Buyers in San Diego
Many home loan programs have been specifically created for first time home buyers. These loans feature low down payments and approval guidelines that make it easier to qualify. Some of the more popular...
View ArticleLooking For A FHA Lender In San Diego
The FHA loan limits in San Diego for 2013 are the same as in 2012. The maximum loan amount will stay at $697,500. Loan amounts below $417,000 are considered “conforming” and will have slightly lower...
View ArticleHow To Find and Choose a Mortgage Lender
Mortgage Broker Buying a house can be a daunting task. A mortgage broker can help. They are the professionals that match your needs with a home loan from a selection of lenders. But, it’s important to...
View ArticleDirect Lenders vs. Mortgage Brokers
Mortgage broker or Direct lender? What do you choose? What’s the difference between the two and which is better? There are similarities between the two. Both brokers and direct lenders can conduct...
View ArticleMortgage Company Reviews – What To Look For
Begin the process by reading the fine print of each site you choose to work with. Understand the terms of use and privacy policies. If you are shopping for loan rates on sites like Bankrate or...
View Article5 Advantages of a Direct Lender
When you work with a direct mortgage lender, you apply with the same company who will be documenting, approving and funding your home loan. It’s a one-stop shop and it has some major advantages. Pros...
View ArticleWhat Is the Best Mortgage Rate Available in San Diego?
You’ll need to contact a lender to get your credit scores. You should share your credit scores with other lenders rather than letting each one you contact pull your credit history, because multiple...
View ArticleFirst Time Home Buyer in San Diego Tips & Advice
Check the selling prices of comparable homes in your area. Search Web sites to get a general idea of what you should expect to pay. You can also do a quick search of actual MLS listings in your area on...
View ArticleHow to Qualify for an FHA Mortgage
The Federal Housing Administration (FHA) has a loan to help both low- and moderate-income families with purchasing housing. All FHA loans are federally backed, and FHA lenders have been approved by the...
View ArticleFHA Expert Tips from Maureen Martin in San Diego, CA
You can obtain an FHA loan for the purchase of a multi-family unit, single-family residence, and condominiums. Restrictions vary by location, so ask your FHA-approved lender for additional information....
View ArticleHome Buying Process in California
Patience and Preparation Buying a home in California can be an exciting, but intimidating process. If you are a first-time homebuyer, terms like mortgage insurance, counter offer and escrow can be...
View ArticleHow To Shop For A Mortgage
Credit Check First, you should check your credit well before you begin hunting for a home, and work to increase your score if needed, or dispute errors on your report, since those can take time to...
View Article
More Pages to Explore .....